Credit-card concerns MasterCard Inc. (MA: sentiment, chart, options) and Visa Inc. (V: sentiment, chart, options) were targeted by Goldman Sachs today, with the brokerage firm slashing its price target on both securities. MasterCard's target was dropped from $275 to $215, while Visa's price estimate was reduced from $90 to $65. Goldman tempered the bearish tone of its target cuts by reiterating "buy" ratings on both stocks.

Based on yesterday's closing price, the new price target for MA implies about 36% upside over the next 12 months, while V would need to rally 27% to reach its downwardly revised goal. Both stocks are well-liked by analysts, with not a single "sell" rating to be found. MasterCard boasts 74% "buy" or better ratings, and 58% of Visa's ratings are bullish.

In today's trading, MasterCard shares have edged fractionally higher, but Visa has shed 2.5% and found a new annual low of $47.75. Visa is now trading well below its IPO price, and the shares have been trending lower since early May.